NEW ON THE MARKET/WELLSVILLE: Decent 3 bedroom home on a nice lot. Low negotiable down payment. $480/mo P&I. Call Cornerstone 607-936-1945. www.homesbycornerstone.com & www.whatmakescornerstonedifferent.com.

3 Bed 2 Bath Only $11,500! Buy Foreclosed Mobile Homes! For Listings 800-566-0375 ext. 7277 (GHM)

SOUTHERN CATSKILLS LAKE LOT -BY OWNER! 8 acres - $99,900 Spring fed mtnlake surrounded by big oaks & tall pines. Just 1 hr NY City! Mins to train station! Private setting! Off season price - won't last! EZ terms! 1-888-893-9632 (CPAN) _________________________ LAND BARGAINS TRED BARTA APPROVED 63 Acres - was $120,000 NOW $79,900.141 Acres - was $149,900 NOW $89,900. 5 Acres - was: $19,900 NOW: $14,90017 Acres Lakefront - $49,900. We offer financing, fully guaranteed buildable. Beautiful timberlands & water. Walked & approved by Tred Barta 1-800-229-7843 www.landandcamps.com (CPAN)

AFFORDABLE LIVING/WELLSVILLE: Decent 3 bedroom home at 124 East State Street. Own it in 15 years! Low negotiable down payment. $480/mo P&I. Call Cornerstone 607-936-1945. www.homesbycornerstone.com & www.whatmakescornerstonedifferent.com.

Buy 3 Bedroom Only $199/mo! (4% Dwn, 20 yrs @ 8.5%) Foreclosure! For Listings 800-566-0375. ext.9334 (GHM) _________________________ 4 Bed 2 Bath Only $24,750! Buy Foreclosure! Many Homes Available! For Listings Call 800-566-0375 Ext.9334 (GHM)

apartments in friendship& Wellsville 1& 2 bedroom, Also Available, Cuba: Office Space. Large office space, divided to suite in Olean. Call 716-373-3360.

Log Cabin Shell on 2 private acres near very wide trout stream in the Galax area and New River State Park, $139,500. Owner 866-789-8535 (CAN)

HUNTING LAND SALE! 27ac/ Cabin/ Adjoins State Land $34,900. 58ac Trout Stream/Apple Trees/ Driveway $79,900. 5ac Adjoins State Land $19,900. 1-800-260-2148 mooseriverland.com (CPAN) _________________________ LAKE COUNTRY SACRIFICE! 5 acres - was $59,900, NOW $49,900! Maple forest, niceviews, ideal country setting! Near major lakes & attractions! EZ terms! Call NOW! 1-888-620-0735 (CPAN)

REVERSE MORTGAGES -Draw all eligible cash out of your home & eliminate mortgagepayments FOREVER! Tax-Free Cash! Government insured. No credit / incomerequirements. Free consultation. 1-888-660-3033. All Island Mortgagewww.allislandmortgage.com (CPAN) _________________________ BANKRUPTCY: Let us handle your entire bankruptcy $299 plus $399 for court costsguaranteed. No additional fees. Call now 1-800-878-2215 www.signhere.org. Better Business Bureau Member (CPAN)

NY WATERFRONT SALE: 5 Acres on Indian Lakes $38,900. 9.7 acres, 900' on lake$89,900. 5 acres use 2 lakes $19,900. Terms. www.LandFirstNY.com 1-888-683-2626 (CPAN) _________________________ UPSTATE NY BANK REPO! 34 acres - $157,250. Originally sold for $225,000! 3 acre bass filled pond, spring, old cabin, awesome views, woods, meadows, apple trees! Won'tlast! Call 1-888-613-9046 (CPAN)